:root {
    --gold: blue;
    --gold-light: red;
    --gold-pale: #F5EDD5;
    --dark: #0E1117;
    --dark-2: #161B24;
    --dark-3: #1E2533;
    --white: #FFFFFF;
    --text-muted: #9AA3B0;
    --text-body: #C8D0DC;
    --border: rgba(184,145,42,0.25);
  }

  .bancario {
    font-family: 'Rubik', sans-serif;
    background: var(--dark);
    color: var(--white);
    min-height: 100vh;
  }

  /* ── HERO SECTION ── */
  .heroyyy {
    position: relative;
    min-height: 100vh;
    display: grid;
    grid-template-columns: 1fr 1fr;
    overflow: hidden;
  }

  /* Left column */
  .hero-contentheroyyy {
    position: relative;
    z-index: 2;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 80px 60px 80px 80px;
    background: var(--dark);
  }

  .badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(184,145,42,0.12);
    border: 1px solid var(--border);
    border-radius: 100px;
    padding: 6px 16px;
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--gold-light);
    margin-bottom: 28px;
    width: fit-content;
  }

  .badge-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--gold-light);
    animation: pulse 2s infinite;
  }

  @keyframes pulse {
    0%, 100% { opacity: 1; }
    50% { opacity: 0.4; }
  }

  .hero-title {
    font-family: 'Rubik', sans-serif;
    font-size: clamp(2rem, 3.5vw, 3.2rem);
    font-weight: 700;
    line-height: 1.15;
    color: var(--white);
    margin-bottom: 16px;
  }

  .hero-title span {
    color: var(--gold-light);
  }

  .hero-subtitle {
    font-size: 15px;
    color: var(--text-muted);
    line-height: 1.7;
    max-width: 440px;
    margin-bottom: 48px;
    font-weight: 300;
  }

  /* Services list */
  .services-list {
    list-style: none;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 9px 16px;
    margin-bottom: 40px;
  }

  .service-item {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: 13px;
    color: var(--text-body);
    line-height: 1.4;
    opacity: 0;
    transform: translateX(-12px);
    transition: opacity 0.4s ease, transform 0.4s ease;
  }

  .service-item.visible {
    opacity: 1;
    transform: translateX(0);
  }

  .service-icon {
    flex-shrink: 0;
    width: 18px;
    height: 18px;
    margin-top: 1px;
    color: var(--gold);
  }

  /* CTA */
  .cta-row {
    display: flex;
    align-items: center;
    gap: 20px;
    flex-wrap: wrap;
  }

  .btn-primary {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--gold);
    color: #0E1117;
    font-weight: 600;
    font-size: 13px;
    letter-spacing: 0.04em;
    padding: 14px 28px;
    border-radius: 6px;
    border: none;
    cursor: pointer;
    text-decoration: none;
    transition: background 0.2s, transform 0.15s;
  }

  .btn-primary:hover {
    background: var(--gold-light);
    transform: translateY(-1px);
  }

  .btn-ghost {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--text-muted);
    font-size: 13px;
    font-weight: 500;
    text-decoration: none;
    cursor: pointer;
    transition: color 0.2s;
    background: none;
    border: none;
  }

  .btn-ghost:hover { color: var(--white); }

  .btn-ghost svg { transition: transform 0.2s; }
  .btn-ghost:hover svg { transform: translateX(3px); }

  /* Divider line left */
  .hero-contentheroyyy::after {
    content: '';
    position: absolute;
    right: 0;
    top: 15%;
    height: 70%;
    width: 1px;
    background: linear-gradient(to bottom, transparent, var(--border) 30%, var(--border) 70%, transparent);
  }

  /* Right column – photo */
  .hero-photo {
    position: relative;
    overflow: hidden;
    background: var(--dark-2);
  }

  .hero-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center top;
    opacity: 0;
    transform: scale(1.04);
    transition: opacity 0.8s ease, transform 1.2s ease;
    display: block;
  }

  .hero-photo img.loaded {
    opacity: 1;
    transform: scale(1);
  }

  /* Dark gradient overlay on photo */
  .hero-photo::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(to right, rgba(14,17,23,0.5) 0%, transparent 40%),
                linear-gradient(to top, rgba(14,17,23,0.6) 0%, transparent 50%);
    z-index: 1;
  }

  /* Gold accent corner */
  .photo-accent {
    position: absolute;
    bottom: 40px;
    left: 40px;
    z-index: 2;
    background: rgba(14,17,23,0.85);
    border: 1px solid var(--border);
    border-radius: 8px;
    padding: 14px 20px;
    backdrop-filter: blur(8px);
  }

  .photo-accent-label {
    font-size: 10px;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 4px;
  }

  .photo-accent-value {
    font-size: 22px;
    font-weight: 700;
    color: var(--white);
    line-height: 1;
  }

  .photo-accent-sub {
    font-size: 11px;
    color: var(--text-muted);
    margin-top: 2px;
  }

  /* ── BOTTOM STRIP ── */
  .strip {
    background: var(--dark-2);
    border-top: 1px solid var(--border);
    padding: 28px 80px;
    display: flex;
    align-items: center;
    gap: 48px;
    overflow-x: auto;
  }

  .strip-label {
    font-size: 10px;
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--gold);
    flex-shrink: 0;
    white-space: nowrap;
  }

  .strip-divider {
    width: 1px;
    height: 28px;
    background: var(--border);
    flex-shrink: 0;
  }

  .strip-items {
    display: flex;
    align-items: center;
    gap: 36px;
    flex-wrap: nowrap;
  }

  .strip-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 12px;
    color: var(--text-muted);
    white-space: nowrap;
    flex-shrink: 0;
  }

  .strip-item svg {
    color: var(--gold-light);
    flex-shrink: 0;
  }

  /* ── RESPONSIVE ── */
  @media (max-width: 900px) {
    .heroyyy {
      grid-template-columns: 1fr;
      min-height: auto;
    }
    .hero-contentheroyyy {
      padding: 48px 24px;
      order: 2;
    }
    .hero-contentheroyyy::after { display: none; }
    .hero-photo {
      height: 56vw;
      min-height: 240px;
      order: 1;
    }
    .services-list {
      grid-template-columns: 1fr 1fr;
    }
    .strip {
      padding: 20px 24px;
      gap: 24px;
    }
  }

  @media (max-width: 480px) {
    .hero-contentheroyyy {
      padding: 36px 20px;
    }
    .services-list {
      grid-template-columns: 1fr;
    }
    .hero-photo {
      height: 65vw;
    }
  }